Privacy Policy: Lone Star State Capital Corporation

Effective Date: September 1, 2025

Lone Star State Capital Corporation (“Lone Star”) is committed to protecting the privacy and confidentiality of all individuals and businesses who visit our website, apply for financial products, or otherwise interact with our services. This Privacy Policy explains the information we collect, how we use it, how we safeguard it, and your rights with respect to that information.

Information We Collect

We may collect personal, financial, and business information through our website, services, and online loan application platform. This may include identifying information such as your name, address, phone number, email, date of birth, and government-issued identification; business details such as ownership, formation documents, and financial records; and financial information such as bank account details, tax returns, income information, and credit history. We also collect technical information automatically when you visit our site, including IP address, browser type, device identifiers, and usage data. Additionally, we may retain records of communications you send us for service, compliance, or verification purposes.

How We Use Your Information

The information collected by Lone Star is used to provide and improve our financial products and services. Specifically, we use your data to process and evaluate loan applications, verify identity and creditworthiness, respond to inquiries, send important notices, and deliver updates on application status. We also use information to comply with applicable laws and regulations, including anti-fraud and anti-money laundering requirements, and to enhance website functionality and the overall user experience. Where permitted, we may use your information to send newsletters or promotional updates, though you may opt out at any time.

Sharing of Information

We do not sell or rent personal information. We may share information with trusted service providers who assist in operations, including IT vendors, auditors, communication platforms, and analytics providers. Loan application data may be shared with banks, financial partners, guarantors, credit bureaus, and government agencies as necessary to evaluate and service applications or to meet regulatory requirements. We may also disclose information where required by law, court order, or government request, or to protect the rights, property, and safety of Lone Star, our clients, or the public. In the event of a merger, restructuring, or business transaction, information may be transferred as permitted by law. All third parties with whom we share data are expected to maintain strict confidentiality.

Security of Information

We employ administrative, technical, and physical safeguards to protect personal and financial information against unauthorized access, disclosure, or misuse. This includes the use of encryption, secure servers, and restricted access protocols for sensitive data. All online loan application submissions are encrypted using SSL/TLS technology. Access to application data is limited to authorized personnel and service providers with a legitimate need. While we take reasonable measures to protect information, no system or transmission over the internet can be guaranteed completely secure.

Data Retention

We retain personal, business, and financial information only as long as necessary to fulfill the purposes for which it was collected, including compliance with contractual, legal, and regulatory obligations. Once retention requirements have expired, data is securely deleted or anonymized in accordance with industry best practices.

Your Rights

Depending on applicable laws, you may have rights regarding the information we hold about you. These include the right to request access to your personal data, corrections to inaccurate information, or deletion of certain data where legally permissible. You may also request restrictions on processing or object to specific uses of your data. Additionally, you may opt out of receiving marketing communications at any time by following unsubscribe instructions in our messages or by contacting us directly.

Cookies and Tracking

Our website uses cookies, web beacons, and similar technologies to improve functionality, monitor performance, and analyze visitor behavior. Cookies are small files placed on your device that allow us to recognize returning visitors, remember preferences, and measure the effectiveness of our communications. We may also use third-party analytics tools, such as Google Analytics, which collect and analyze aggregated site usage information. You may configure your browser to refuse cookies, though some features of our site may not function properly without them.

Children’s Privacy

Our website, services, and loan application platform are intended for individuals 18 years of age or older. We do not knowingly collect, solicit, or maintain personal information from minors under the age of 18. If you are under 18, please do not use our website, submit personal information, or attempt to apply for services. We also comply with the Children’s Online Privacy Protection Act (COPPA), which prohibits the collection of personal data from children under 13 without verified parental consent. If we discover that we have inadvertently collected information from an individual under 18—or a child under 13 without parental consent—we will promptly delete it. Parents or guardians who believe their child has provided information to us should contact us immediately so that we can take appropriate action.

Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements, regulatory guidance, or operational practices. Updates will be posted on this page with the revised ‘Effective Date.’ Continued use of our website or services after updates constitutes acceptance of the revised policy.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Lone Star State Capital Corporation
5330 Griggs Road
Houston, Texas 77021
Phone: 713.845.2408
Email: info@lonestarscc.org